A parent's read

  • The 5× payoff headline requires aid. Without aid this runs ~$44,322/yr. There's no income cutoff for need-based aid — whether you qualify depends on the gap between a school's price and your family's finances, so at a price like this even six-figure incomes often show need. Families who receive aid average ~$21,311/yr — against that, ten years of median earnings run ~5× the cost. Run the college's own net-price calculator before anchoring on the multiple.
  • Worth asking: do students finish? Only 32% graduate within six years here — the standard federal measure. Ask what drives that: course availability, transfers out, students working long hours. Not finishing is the costliest outcome there is.

Composed from this page's data — every claim is backed by a number in the sections below.

Get your child's odds at Union College Free Family Decision Report — Reach / Match / Likely + your real net price. Union College starts already on the list. Start →

Parent/student verdict

Moderately selective

Solid match for academically prepared students.

Best for

  • Students drawn to Health Professions or Business, Management, & Marketing (the two biggest majors)
  • Families wanting a small liberal-arts experience

The reality

  • You'd be near the bottom of their admitted class if: SAT below 920, or ACT below 14 (test bands are the school's own; the GPA floor is our estimate, not a published figure)

Verdict is composed from this college's structured data (admit rate, SAT bands, net price with aid and at full price, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

What are your child's odds here?

Enter their numbers once — this and every college page shows their verdict, and the UC campus cards on California school pages light up with it too. Free, no email.

Weighted is the higher GPA, with honors/AP credit in it — pick whichever your school reports. PSAT scores work in the SAT box.

Institutional snapshot

What kind of college is this?

Carnegie classification
M3: Master's - Smaller Programs
Undergraduates
746
1,000 - 4,999 including graduate students
TuitionThe published full price before any aid. Families who don't qualify for need-based aid at a given college pay this, minus any merit scholarships — whether you qualify depends on the college's price and policies, not on any fixed income line.
$30,946
flat rate (no in/out-of-state split) · 2023–24 federal figure
Admit rateThe share of applicants a college accepts. Useful context, but your student's odds depend on their own grades and scores, not the average.
55.0%
Moderately selective
SAT middle 50%The middle half of enrolled students scored in this range — a quarter scored BELOW the low end and still got in, and a quarter scored above the high end. Above the top number is a genuine strength; below the bottom isn't automatic rejection.
920–1105
EBRW + Math composite
ACT middle 50%The middle half of enrolled students scored in this range — a quarter scored BELOW the low end and still got in, and a quarter scored above the high end. Above the top number is a genuine strength; below the bottom isn't automatic rejection.
14–21
composite
Test policyApplicants choose whether to send SAT/ACT scores. At many such colleges, students who submit strong scores are still admitted at higher rates.
Test-optional
2023
10-yr earningsMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$42,002
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$36,529
Earnings, 10 yrs after entryMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$42,002
Graduate within 6 yrsThe share of students who start here and finish a bachelor's within six years — the standard federal measure, and the one College Scorecard publishes. It is not a four-year rate. Read it as the odds of finishing at all: nationally about a third of students who start never do, and an unfinished degree is the most expensive outcome in this decision.
32%
Median debt (completers)The federal-loan balance of the typical graduating borrower. Families who pay cash aren't counted, so read it as "among those who borrowed."
$24,250

The real cost

What Union College actually costs

If you qualify for need aidGrant money based on your family's finances (via FAFSA and the college's own forms), not your student's stats.
$21,311/yr
average among aid-receiving families, all incomes — your number depends on your finances
If you don't
$44,322/yr
the full published price

Which side your family lands on isn't set by any national income line — it's set by Union College's own aid decision: the gap between its price and your family's finances.

Get your family's number — Union College's Net Price Calculator ↗ 10–15 minutes; have a tax return handy. It's still an estimate — but it's this college's own, built from your family's numbers, not anyone's average.
Start your Family Decision Report →

Your odds + estimated cost across your whole college list, side by side.

The payoffTen years of typical graduate pay minus four years of cost — how many dollars ahead a typical graduate runs by year ten. Check both the full-price and with-aid versions to see which applies to you; median pay reflects who a college admits and what they study as much as the college itself., both ways

+$243K ahead at full price +$335K with aid
Full price, no aidThe all-in yearly price — tuition, housing, food, books, fees — before any aid. This is the real "full price," not just the tuition line. (4 yrs)
$177,288
~$44,322/yr all-in
Aid recipients pay (4 yrs)
$85,244
$21,311/yr average
10-yr earnings total
$420,020
$42,002/yr median, 10 yrs out
Years to recoup the cost
4.2 yrs
at full price (2.0 with aid), at the median earnings rate

Source: College Scorecard (average net price among Title IV first-time, full-time undergraduates who received aid) and each college's published cost of attendance. We don't show the federal net-price-by-income brackets: their categories were fixed in 2008 and never adjusted, and none of the averages is your family's own number — the full story. Payoff = (10-yr median earnings × 10) − (4 years of cost), in dollars — how far ahead a typical graduate runs by year ten; medians travel with the students a college admits and the majors they choose as much as with the college itself. Full price is the published cost of attendance; earnings are 10 years after enrollment, all majors combined.

What students study here

Most popular majors at Union College

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what Union College actually graduates — not just what it markets.

1. Health Professions
50 degrees · 36.5%
Highest-paying group on this list, but most careers require additional training beyond a 4-year degree.
2. Business, Management, & Marketing
31 degrees · 22.6%
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
3. Parks, Recreation, Leisure, & Fitness
23 degrees · 16.8%
Coaching, athletic training, public-sector recreation, fitness industry.
4. Liberal Arts, Humanities, & General Studies
21 degrees · 15.3%
Flexible degree → many paths. Real outcomes depend on the second skill (data, coding, teaching cert).
5. Education
12 degrees · 8.8%
Teaching is the largest path. Salary depends heavily on district + state.

What those majors earn here

Median earnings 4 years after entry, by major — Union College's own graduates, not national averages.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. Bachelor's Degree 38 $72,614 $87,221
Business Administration, Management and Operations. Bachelor's Degree 36 $35,875 $51,079
Sports, Kinesiology, and Physical Education/Fitness. Bachelor's Degree 32 $41,475

Sources: IPEDS Completions (C2023_a; bachelor's-level first majors, 2-digit CIP family — share is of the top 5 only) · College Scorecard program-level outcomes (PP-FOS). Full college-vs-major comparison: /college-outcomes →

Student body & economic mobility

Who attends here — and what the campus adds.

Opportunity Insights data. It measures two things at once: how many lower-income students a college enrols, and how many of them reach the top earnings quintile later. A high rate says the college does both — it does not establish that the campus caused the earnings, because the students it admits differ from the students it doesn't. Read it as a signal about access and destination, not as proof of value added.

Top-1% access
0.2%
from top-1% households
Mobility rateThe share of ALL students who arrived from the bottom 20% of family incomes AND reached the top 20% themselves by their early 30s — access and lift in one number, and a sign the campus itself adds earnings power.
4.3%
bottom 20% → top 20% by age 32
Upward rate
17.4%
of lower-income students who reach the top 20%
Pell recipientsStudents receiving federal Pell grants, which go to lower- and middle-income families — the standard shorthand for a college's economic mix.
53%
on federal need grants — context for these numbers

Full leaderboards: /college-mobility →

Alternatives to Union College

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

Better merit-aid options
These similar-selectivity schools publish merit scholarships your family can plan around — your kid’s stats could unlock real scholarship dollars.
Texas Tech University
TX · Public
30 stats-based + 1 competitive scholarships
University of Mississippi
MS · Public
14 stats-based + 1 competitive scholarships
University of Louisville
KY · Public
13 stats-based + 6 competitive scholarships
Lower full price
Similar selectivity, but a meaningfully lower full sticker price — the comparison that matters most for families who won't qualify for much need-based aid.
Indiana University-Kokomo
IN · Public
$11,837/yr full price (in-state) · $32,485 less before aid for IN residents
Abraham Baldwin Agricultural College
GA · Public
$13,956/yr full price (in-state) · $30,366 less before aid for GA residents
Indiana University-Northwest
IN · Public
$13,989/yr full price (in-state) · $30,333 less before aid for IN residents
Safer in-state options
Same state and similar selectivity, but with a more forgiving admit rate — useful safety / match anchors.
Eastern Kentucky University
KY · Public
78% admit rate (vs 55% here)
University of Louisville
KY · Public
80% admit rate (vs 55% here)
Murray State University
KY · Public
86% admit rate (vs 55% here)
More students move up here
Per Opportunity Insights, a larger share of these campuses' lower-income students reach the top earnings quintile than at Union College. That reflects who they admit as well as what they do, so read it as a destination signal rather than proof of value added.
CUNY Lehman College
NY · Public
10.2% mobility rate (vs 4.3% here)
CUNY John Jay College of Criminal Justice
NY · Public
9.7% mobility rate (vs 4.3% here)
MCPHS University
MA · Private nonprofit
9.3% mobility rate (vs 4.3% here)

Or compare any college side-by-side

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At a glance

JSON · Using this page with an AI assistant

Union College is a private nonprofit four-year college in KY. It admitted 55% of applicants (834 applied, 2023). Test policy: Test-optional.

Middle 50% of admitted students: SAT 920–1105, ACT 14–21.

Cost: about $21,311 a year on average with aid, $44,322 a year at full price.

Median earnings ten years after entry: $42,002 a year. Payoff, meaning ten years of that pay minus four years of cost: $334,776 ahead with aid, $242,732 ahead at full price.

Highest median earnings four years after the degree, by program: Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($87,221); Business Administration, Management and Operations ($51,079); Sports, Kinesiology, and Physical Education/Fitness ($41,475).

Economic mobility (Opportunity Insights): 25% of students came from families in the bottom fifth of income, and 17% of those reached the top fifth as adults.

Machine-readable version of this page: https://highschoolreach.com/colleges/union-college.json

By major: Business AdministrationKinesiologyNursing (BSN)
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What families ask next