A parent's read

  • The payoff holds even at full price: roughly 7× over a decade. With no aid at all — the full in-state ~$31,367/yr — a decade of median earnings (~$82,392/yr) still runs about 7× the four-year cost. This payoff doesn't depend on qualifying for anything. (Out-of-state costs more.)
  • The campus itself adds earnings power. Opportunity Insights tracks it: only about 3% of students arrive from the bottom income fifth, but those who do reach the top fifth by their 30s at a 61% rate — a strong sign the outcomes here are the campus, not just the intake.
  • Ask the submit question deliberately. This college is test-optional — but at many such colleges, applicants who submit strong scores are admitted at meaningfully higher rates. “Optional” is a strategy decision, not a pass.

Composed from this page's data — every claim is backed by a number in the sections below.

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Odds at Massachusetts Maritime Academy

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Parent/student verdict

Accessible

Accessible for most applicants. Major value play for in-state residents.

Best for

  • In-state residents (tuition ~$11,420 — major value play)
  • Students focused on Engineering (the school's signature program)
  • Families wanting a small liberal-arts experience

Verdict is composed from this college's structured data (admit rate, SAT bands, net price with aid and at full price, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

What are your child's odds here?

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Weighted is the higher GPA, with honors/AP credit in it — pick whichever your school reports. PSAT scores work in the SAT box.

Institutional snapshot

What kind of college is this?

Carnegie classification
M3: Master's - Smaller Programs
Undergraduates
1,395
1,000 - 4,999 including graduate students
In-state tuitionThe published full price before any aid. Families who don't qualify for need-based aid at a given college pay this, minus any merit scholarships — whether you qualify depends on the college's price and policies, not on any fixed income line.
$11,420
sticker, before aid
Out-of-state tuition
$23,722
+$12,302 vs in-state
Admit rateThe share of applicants a college accepts. Useful context, but your student's odds depend on their own grades and scores, not the average.
94.6%
Accepts the majority
Test policyApplicants choose whether to send SAT/ACT scores. At many such colleges, students who submit strong scores are still admitted at higher rates.
Test-optional
2023
10-yr earningsMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$82,392
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$80,424
Earnings, 10 yrs after entryMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$82,392
Graduate within 6 yrsThe share of students who start here and finish a bachelor's within six years — the standard federal measure, and the one College Scorecard publishes. It is not a four-year rate. Read it as the odds of finishing at all: nationally about a third of students who start never do, and an unfinished degree is the most expensive outcome in this decision.
74%
Median debt (completers)The federal-loan balance of the typical graduating borrower. Families who pay cash aren't counted, so read it as "among those who borrowed."
$25,000

The real cost

What Massachusetts Maritime Academy actually costs

If you qualify for need aidGrant money based on your family's finances (via FAFSA and the college's own forms), not your student's stats.
$21,582/yr
average among aid-receiving families, all incomes — your number depends on your finances
If you don't
$31,367/yr
the full published price for in-state students — out-of-state runs higher

Which side your family lands on isn't set by any national income line — it's set by Massachusetts Maritime Academy's own aid decision: the gap between its price and your family's finances.

Get your family's number — Massachusetts Maritime Academy's Net Price Calculator ↗ 10–15 minutes; have a tax return handy. It's still an estimate — but it's this college's own, built from your family's numbers, not anyone's average.
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Your odds + estimated cost across your whole college list, side by side.

The payoffTen years of typical graduate pay minus four years of cost — how many dollars ahead a typical graduate runs by year ten. Check both the full-price and with-aid versions to see which applies to you; median pay reflects who a college admits and what they study as much as the college itself., both ways

+$698K ahead at full price +$738K with aid
Full price, no aidThe all-in yearly price — tuition, housing, food, books, fees — before any aid. This is the real "full price," not just the tuition line. (4 yrs, in-state)
$125,468
~$31,367/yr all-in (out-of-state runs higher)
Aid recipients pay (4 yrs)
$86,328
$21,582/yr average
10-yr earnings total
$823,920
$82,392/yr median, 10 yrs out
Years to recoup the cost
1.5 yrs
at full price (1.0 with aid), at the median earnings rate

Source: College Scorecard (average net price among Title IV first-time, full-time undergraduates who received aid) and each college's published cost of attendance. We don't show the federal net-price-by-income brackets: their categories were fixed in 2008 and never adjusted, and none of the averages is your family's own number — the full story. Payoff = (10-yr median earnings × 10) − (4 years of cost), in dollars — how far ahead a typical graduate runs by year ten; medians travel with the students a college admits and the majors they choose as much as with the college itself. Full price is the published cost of attendance, largely in-state for publics; earnings are 10 years after enrollment, all majors combined.

What students study here

Most popular majors at Massachusetts Maritime Academy

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what Massachusetts Maritime Academy actually graduates — not just what it markets.

1. Engineering
141 degrees · 41.3%
Engineering majors land high-paying technical roles. Top-earning sub-disciplines: petroleum, chemical, computer engineering.
2. Homeland Security, Law Enforcement, & Firefighting
69 degrees · 20.2%
Public-sector careers in law enforcement, corrections, security. Strong pensions, modest base.
3. Business, Management, & Marketing
54 degrees · 15.8%
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
4. Transportation & Materials Moving
47 degrees · 13.8%
5. Natural Resources & Conservation
30 degrees · 8.8%
Forestry, environmental science, conservation work — often public-sector or NGO.

What those majors earn here

Median earnings 4 years after entry, by major — Massachusetts Maritime Academy's own graduates, not national averages.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Systems Engineering. Bachelor's Degree $79,942 $125,191
Naval Architecture and Marine Engineering. Bachelor's Degree 59 $100,024 $125,016
Marine Transportation. Bachelor's Degree 49 $84,187 $119,916
Engineering, Other. Bachelor's Degree $77,421 $104,007
International Business. Bachelor's Degree 47 $54,741 $89,094
Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other. Bachelor's Degree 62 $55,702 $85,256
Natural Resources Conservation and Research. Bachelor's Degree 32 $50,931 $74,393

Sources: IPEDS Completions (C2023_a; bachelor's-level first majors, 2-digit CIP family — share is of the top 5 only) · College Scorecard program-level outcomes (PP-FOS). Full college-vs-major comparison: /college-outcomes →

Student body & economic mobility

Who attends here — and what the campus adds.

Opportunity Insights data. It measures two things at once: how many lower-income students a college enrols, and how many of them reach the top earnings quintile later. A high rate says the college does both — it does not establish that the campus caused the earnings, because the students it admits differ from the students it doesn't. Read it as a signal about access and destination, not as proof of value added.

Top-1% access
0.8%
from top-1% households
Mobility rateThe share of ALL students who arrived from the bottom 20% of family incomes AND reached the top 20% themselves by their early 30s — access and lift in one number, and a sign the campus itself adds earnings power.
2.0%
bottom 20% → top 20% by age 32
Upward rate
61.3%
of lower-income students who reach the top 20%
Pell recipientsStudents receiving federal Pell grants, which go to lower- and middle-income families — the standard shorthand for a college's economic mix.
19%
on federal need grants — context for these numbers

Full leaderboards: /college-mobility →

Alternatives to Massachusetts Maritime Academy

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

Better merit-aid options
These similar-selectivity schools publish merit scholarships your family can plan around — your kid’s stats could unlock real scholarship dollars.
University of Alabama at Birmingham
AL · Public
17 stats-based + 2 competitive scholarships
University of Mississippi
MS · Public
14 stats-based + 1 competitive scholarships
University of Kentucky
KY · Public
8 stats-based + 5 competitive scholarships
Lower full price
Similar selectivity, but a meaningfully lower full sticker price — the comparison that matters most for families who won't qualify for much need-based aid.
Indiana University-Kokomo
IN · Public
$11,837/yr full price (in-state) · $19,530 less before aid for IN residents
Gordon State College
GA · Public
$14,771/yr full price (in-state) · $16,596 less before aid for GA residents
CUNY Medgar Evers College
NY · Public
$14,771/yr full price (in-state) · $16,596 less before aid for NY residents
More students move up here
Per Opportunity Insights, a larger share of these campuses' lower-income students reach the top earnings quintile than at Massachusetts Maritime Academy. That reflects who they admit as well as what they do, so read it as a destination signal rather than proof of value added.
California State University-Los Angeles
CA · Public
9.9% mobility rate (vs 2.0% here)
MCPHS University
MA · Private nonprofit
9.3% mobility rate (vs 2.0% here)
The University of Texas Rio Grande Valley
TX · Public
7.7% mobility rate (vs 2.0% here)

Or compare any college side-by-side

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Feeder high schools

Which high schools send graduates to Massachusetts Maritime Academy?

Enrolled — from the schools' matriculation lists

3 high schools publish a numbered matriculation list — where their graduates actually enrolled, counted, in the school's own School Profile — and name Massachusetts Maritime Academy on it. Between them they printed 4 enrolled graduates. Ranked by graduates per class year enrolling at Massachusetts Maritime Academy, from each school's own published list: the number that school printed, divided by the class years its list covers. The published total and the school's own years label are shown beside every school, so a one-year list and a five-year list can sit on the same page. A list whose class years we cannot read is not divided by a guess — it is listed below with its total instead.

High school · years its list covers Enrolled per class year
Beaver Country Day School · Five Year Summary 2022-2026 0.4 · 2 over 5 class years
Kent School · College Matriculations 2023-2025 0.3 · 1 over 3 class years
The Derryfield School · 2022-2025 0.2 · 1 over 4 class years

Admitted — from the schools' acceptance lists

1 high schools publish a numbered list of college acceptances — where their graduates were admitted, not where they enrolled — and name Massachusetts Maritime Academy on it. Between them they printed 1 admissions. Ranked by admissions per class year to Massachusetts Maritime Academy, from each school's own published acceptances list: the number that school printed, divided by the class years its list covers. Admits are counted at each college a student was admitted to, the same way the UC Reach Score counts a student admitted to three UC campuses three times — so this is a count of admissions, not of students. The published total and the school's own years label are shown beside every school, and a list whose class years we cannot read is listed below with its total rather than divided by a guess.

High school · years its list covers Admitted per class year
Key School · 2021 - 2026 · counted column: Acceptances 2021–2026 0.2 · 1 over 6 class years

All 4 feeder schools, ranked →

Counted from each school's own published document, linked on that school's page. A high school that is not here does not publish a numbered list we could read — that is all absence means, and it says nothing about its graduates. Where a school publishes both, the two lists are shown separately: an acceptances list is not a list of enrollments, and the two are never added together.

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At a glance

JSON · Using this page with an AI assistant

Massachusetts Maritime Academy is a public four-year college in MA. It admitted 95% of applicants (1,120 applied, 2023). Test policy: Test-optional.

Cost: about $21,582 a year on average with aid, $31,367 a year at full price for in-state students.

Median earnings ten years after entry: $82,392 a year. Payoff, meaning ten years of that pay minus four years of cost: $737,592 ahead with aid, $698,452 ahead at full price.

Highest median earnings four years after the degree, by program: Systems Engineering ($125,191); Naval Architecture and Marine Engineering ($125,016); Marine Transportation ($119,916).

Economic mobility (Opportunity Insights): 3% of students came from families in the bottom fifth of income, and 61% of those reached the top fifth as adults.

High schools that publish a numbered matriculation list and name Massachusetts Maritime Academy: 3, 4 enrolled students between them — ranked by graduates per class year, most often Beaver Country Day School (0.4 per class year, 2 over 5 class years, Five Year Summary 2022-2026); Kent School (0.3 per class year, 1 over 3 class years, College Matriculations 2023-2025); The Derryfield School (0.2 per class year, 1 over 4 class years, 2022-2025). Each figure is the number that school printed divided by the class years its own list covers; the totals and years are shown. These are the schools that publish such a list, not every school that sends students; full list: https://highschoolreach.com/leaderboards/feeder-schools/massachusetts-maritime-academy.

High schools that publish a numbered list of college acceptances naming Massachusetts Maritime Academy: 1, 1 admissions between them — ranked by admissions per class year, most often Key School (0.2 per class year, 1 over 6 class years, 2021 - 2026, counted column "Acceptances 2021–2026"). Admits are counted at each college, so this counts admissions, not students. These are a different set of documents from the matriculation lists above and the two are never added together; full list: https://highschoolreach.com/leaderboards/feeder-schools/massachusetts-maritime-academy.

Machine-readable version of this page: https://highschoolreach.com/colleges/massachusetts-maritime-academy.json

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