🧭 A parent's read

  • The payoff holds even at full price: roughly 6× over a decade. With no aid at all — the full in-state ~$26,406/yr — a decade of median earnings (~$61,335/yr) still runs about 6× the four-year cost. This payoff doesn't depend on qualifying for anything. (Out-of-state costs more.)
  • Worth asking: the four-year finish rate. Only 38% finish in four years here. Ask what drives that — course availability, transfers, work loads — because a fifth year is a real cost few families budget for.

Composed from this page's data — every claim is backed by a number in the sections below.

Get your child's odds at University of Baltimore Free Family Decision Report — Reach / Match / Likely + your real net price. University of Baltimore starts already on the list. Start →

🎯 Parent/student verdict

Likely

Accessible for most applicants. Affordable for in-state families — net price averages ~$13,868/yr. Major value play for in-state residents.

✅ Best for

  • In-state residents (tuition ~$9,992 — major value play)
  • Students focused on Business, Management, & Marketing (the school's signature program)
  • Families wanting a small liberal-arts experience

🎯 The reality

  • Bottom-quartile academic profile if: SAT below 1010 (admitted-class quartiles; GPA floor is a calibrated heuristic where CDS not yet on file)

Verdict is composed from this college's structured data (admit rate, SAT bands, net price by income, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

🏛️ Institutional snapshot

What kind of college is this?

Carnegie classification
M1: Master's - Larger Programs
Total enrollment
1,133
1,000 - 4,999
In-state tuitionThe published full price before any aid. Families who don't qualify for need-based aid — common above ~$110K income — pay this, minus any merit scholarships.
$9,992
sticker, before aid
Out-of-state tuition
$23,984
+$13,992 vs in-state
Admit rateThe share of applicants a college accepts. Useful context, but your student's odds depend on their own grades and scores, not the average.
85.5%
Accepts the majority
SAT middle 50%The middle half of enrolled students scored in this range — a quarter scored BELOW the low end and still got in, and a quarter scored above the high end. Above the top number is a genuine strength; below the bottom isn't automatic rejection.
1010–1110
EBRW + Math composite
Test policyApplicants choose whether to send SAT/ACT scores. At many such colleges, students who submit strong scores are still admitted at higher rates.
Test-optional
2023
10-yr earningsMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$61,335
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

📊 Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$48,197
Earnings, 10 yrs after entryMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$61,335
4-year completionThe share of students who finish a bachelor's in four years. Nationally barely half do — and a fifth year quietly adds a full extra year of cost to the real price.
38%
Median debt (completers)The federal-loan balance of the typical graduating borrower. Families who pay cash aren't counted, so read it as "among those who borrowed."
$23,250

💰 The real cost

What families at your income actually pay

Above $110K income — where most Reach families sit — aid-receiving families average $19,406/yr at University of Baltimore; families who don't qualify for aid pay the full ~$26,406/yr. Lower brackets pay less — the full ladder is below. One caveat, once: every bracket figure here averages only the families in that bracket who received aid — it says nothing about whether your family will qualify.

🔎 Earning over $110K? You're above the top federal bracket — the median family headed by a 45-to-54-year-old (the prime college-parent years) earned about $134K in 2024, and the federal data lumps everyone from $110K to $1M+ into one row.

Whether you'll get need aidGrant money based on your family's finances (via FAFSA and the college's own forms), not your student's stats. at this income is entirely college-specific: a few heavily-endowed schools meet full need well past $150K, while many others give little above the brackets shown — there, merit scholarships, where offered, become the realistic lever.

Start your Family Decision Report →

Your odds + estimated net price across your whole college list — then confirm the exact figure with University of Baltimore's own Net Price Calculator ↗ (10–15 min; have your tax return handy).

Family income $110k+ most Reach families
$19,406/yr
Family income $75-110k
data suppressed
Family income $48-75k
$17,472/yr
Family income $30-48k
$14,337/yr
Family income $0-30k
$11,680/yr

📈 The payoffTen years of typical earnings divided by four years of cost. A 3× means a decade of median pay covers the cost three times over — check both the full-price and with-aid versions to see which applies to you., both ways

5.8× at full price 11.1× with aid
Full price, no aidThe all-in yearly price — tuition, housing, food, books, fees — before any aid. This is the real "full price," not just the tuition line. (4 yrs, in-state)
$105,624
~$26,406/yr all-in (out-of-state runs higher)
Aid recipients pay (4 yrs)
$55,472
$13,868/yr average
10-yr earnings total
$613,350
$61,335/yr median, 10 yrs out
Years to recoup the cost
1.7 yrs
at full price (0.9 with aid), at the median earnings rate

Source: College Scorecard (NPT41–NPT45; Title IV first-time, full-time undergraduates; suppressed brackets = small cohorts; the $110K+ ceiling is a federal data limitation — the brackets haven't been refreshed since the early 2010s). Payoff multiple = (10-yr median earnings × 10) ÷ (4-yr cost); full price is the published cost of attendance, largely in-state for publics; earnings are 10 years after enrollment, all majors combined.

📚 What students study here

Most popular majors at University of Baltimore

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what University of Baltimore actually graduates — not just what it markets.

1. Business, Management, & Marketing
117 degrees · 46.2%
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
2. Homeland Security, Law Enforcement, & Firefighting
45 degrees · 17.8%
Public-sector careers in law enforcement, corrections, security. Strong pensions, modest base.
3. Communications Technologies
40 degrees · 15.8%
Broadcast tech, sound engineering, AV production.
4. Psychology
26 degrees · 10.3%
Most undergrad psych grads go into non-clinical roles. Clinical/counseling psych requires a master's or doctoral.
5. Health Professions
25 degrees · 9.9%
Highest-paying group on this list, but most careers require additional training beyond a 4-year degree.

💼 What those majors earn here

Median earnings 4 years after entry, by major — University of Baltimore's own graduates, not national averages.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Accounting and Related Services. Bachelor's Degree $73,028
Business/Commerce, General. Bachelor's Degree 122 $52,329 $71,211
Health and Medical Administrative Services. Bachelor's Degree $53,551 $66,614
Multi/Interdisciplinary Studies, Other. Bachelor's Degree 10 $64,305
Criminal Justice and Corrections. Bachelor's Degree 39 $48,991 $63,032
Human Services, General. Bachelor's Degree 27 $39,099 $58,117
Information Science/Studies. Bachelor's Degree 26 $37,417 $54,529
Radio, Television, and Digital Communication. Bachelor's Degree 18 $33,788 $49,445
Legal Professions and Studies, Other. Bachelor's Degree 2 $48,988
English Language and Literature, General. Bachelor's Degree 8 $48,981

Sources: IPEDS Completions (C2023_a; bachelor's-level first majors, 2-digit CIP family — share is of the top 5 only) · College Scorecard program-level outcomes (PP-FOS). Full college-vs-major comparison: /college-outcomes →

Alternatives to University of Baltimore

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

🏆 Better merit-aid options
These similar-selectivity schools publish merit scholarships your family can plan around — your kid’s stats could unlock real scholarship dollars.
Texas Tech University
TX · Public
30 stats-based + 1 competitive scholarships
University of Mississippi
MS · Public
14 stats-based + 1 competitive scholarships
University of Louisville
KY · Public
13 stats-based + 6 competitive scholarships
💰 Lower full price
Similar selectivity, but a meaningfully lower full sticker price — the comparison that matters most for families who won't qualify for much need-based aid.
United States Merchant Marine Academy
NY · Public
$9,168/yr full price (in-state) · $17,238 less before aid
Indiana University-Kokomo
IN · Public
$11,837/yr full price (in-state) · $14,569 less before aid
Abraham Baldwin Agricultural College
GA · Public
$13,956/yr full price (in-state) · $12,450 less before aid

⚖️ Or compare any college side-by-side

Deciding on University of Baltimore?

Get the full picture in one free report — your child's Reach / Match / Likely odds and your real net price, for University of Baltimore and every other college on your list.

Get your child's odds at University of Baltimore →

Score-odds calculator · Improve the score first · Find merit aid

For Parents

📬

Get alerts when University of Baltimore's numbers change

New admit rates, costs, and outcomes — a few alerts a year, no spam. Your email also saves your list across devices.

Objective, government-grade data — no school pays us for placement.

🎯 Get your child's odds →