A parent's read

  • The payoff holds even at full price: roughly 6× over a decade. With no aid at all — the full in-state ~$28,802/yr — a decade of median earnings (~$67,979/yr) still runs about 6× the four-year cost. This payoff doesn't depend on qualifying for anything. (Out-of-state costs more.)
  • Built for the AI economy. About 1 in 12 degrees here is already in AI, computer science, or data fields. This campus is leaning into the shift, not waiting for it.
  • Ask the submit question deliberately. This college is test-optional — but at many such colleges, applicants who submit strong scores are admitted at meaningfully higher rates. “Optional” is a strategy decision, not a pass.

Composed from this page's data — every claim is backed by a number in the sections below.

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Odds at University at Albany

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Live odds from each college's own published admissions data.

Parent/student verdict

Accessible

Accessible for most applicants. Affordable — net price averages ~$17,167/yr among aid recipients. Major value play for in-state residents.

Best for

  • In-state residents (tuition ~$10,866 — major value play)
  • Research-oriented students (R1 — top tier of federal research funding)

The reality

  • Out-of-state tuition is 2.9× the in-state rate

Verdict is composed from this college's structured data (admit rate, SAT bands, net price with aid and at full price, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

What are your child's odds here?

Enter their numbers once — this and every college page shows their verdict, and the UC campus cards on California school pages light up with it too. Free, no email.

Weighted is the higher GPA, with honors/AP credit in it — pick whichever your school reports. PSAT scores work in the SAT box.

Institutional snapshot

What kind of college is this?

Carnegie classification
R1: Doctoral - Very High Research Activity
Undergraduates
12,564
10,000 - 19,999 including graduate students
In-state tuitionThe published full price before any aid. Families who don't qualify for need-based aid at a given college pay this, minus any merit scholarships — whether you qualify depends on the college's price and policies, not on any fixed income line.
$10,866
sticker, before aid
Out-of-state tuition
$31,256
+$20,390 vs in-state
Admit rateThe share of applicants a college accepts. Useful context, but your student's odds depend on their own grades and scores, not the average.
69.9%
Accessible
Test policyApplicants choose whether to send SAT/ACT scores. At many such colleges, students who submit strong scores are still admitted at higher rates.
Test-optional
2023
10-yr earningsMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$67,979
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$51,380
Earnings, 10 yrs after entryMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$67,979
Graduate within 6 yrsThe share of students who start here and finish a bachelor's within six years — the standard federal measure, and the one College Scorecard publishes. It is not a four-year rate. Read it as the odds of finishing at all: nationally about a third of students who start never do, and an unfinished degree is the most expensive outcome in this decision.
61%
Median debt (completers)The federal-loan balance of the typical graduating borrower. Families who pay cash aren't counted, so read it as "among those who borrowed."
$19,500

The real cost

What University at Albany actually costs

If you qualify for need aidGrant money based on your family's finances (via FAFSA and the college's own forms), not your student's stats.
$17,167/yr
average among aid-receiving families, all incomes — your number depends on your finances
If you don't
$28,802/yr
the full published price for in-state students — out-of-state runs higher

Which side your family lands on isn't set by any national income line — it's set by University at Albany's own aid decision: the gap between its price and your family's finances.

University at Albany's own published aid policy · as published for 2025-26

Tuition-free under $125,000

Who qualifies: NY residents; state Excelsior program, tuition only.

The Excelsior Scholarship, in combination with other student financial aid programs, covers tuition for eligible SUNY and CUNY students whose families earn $125,000 or less. Recipients must be New York State residents or otherwise qualify under the NYS Dream Act.

Income thresholds assume typical assets. Policy independently verified against the college's financial-aid pages ↗.

Get your family's number — University at Albany's Net Price Calculator ↗ 10–15 minutes; have a tax return handy. It's still an estimate — but it's this college's own, built from your family's numbers, not anyone's average.
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Your odds + estimated cost across your whole college list, side by side.

The payoffTen years of typical graduate pay minus four years of cost — how many dollars ahead a typical graduate runs by year ten. Check both the full-price and with-aid versions to see which applies to you; median pay reflects who a college admits and what they study as much as the college itself., both ways

+$565K ahead at full price +$611K with aid
Full price, no aidThe all-in yearly price — tuition, housing, food, books, fees — before any aid. This is the real "full price," not just the tuition line. (4 yrs, in-state)
$115,208
~$28,802/yr all-in (out-of-state runs higher)
Aid recipients pay (4 yrs)
$68,668
$17,167/yr average
10-yr earnings total
$679,790
$67,979/yr median, 10 yrs out
Years to recoup the cost
1.7 yrs
at full price (1.0 with aid), at the median earnings rate

Source: College Scorecard (average net price among Title IV first-time, full-time undergraduates who received aid) and each college's published cost of attendance. We don't show the federal net-price-by-income brackets: their categories were fixed in 2008 and never adjusted, and none of the averages is your family's own number — the full story. Payoff = (10-yr median earnings × 10) − (4 years of cost), in dollars — how far ahead a typical graduate runs by year ten; medians travel with the students a college admits and the majors they choose as much as with the college itself. Full price is the published cost of attendance, largely in-state for publics; earnings are 10 years after enrollment, all majors combined.

What students study here

Most popular majors at University at Albany

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what University at Albany actually graduates — not just what it markets.

1. Social Sciences
469 degrees · 26.1%
Economics + poli sci sub-disciplines pay much more than sociology + anthropology.
2. Business, Management, & Marketing
414 degrees · 23.0%
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
3. Homeland Security, Law Enforcement, & Firefighting
356 degrees · 19.8%
Public-sector careers in law enforcement, corrections, security. Strong pensions, modest base.
4. Computer & Information Sciences
297 degrees · 16.5%
High-paying tech roles dominate. Median software roles cluster in the $90k-$130k range.
5. Psychology
263 degrees · 14.6%
Most undergrad psych grads go into non-clinical roles. Clinical/counseling psych requires a master's or doctoral.

What those majors earn here

Median earnings 4 years after entry, by major — University at Albany's own graduates, not national averages.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Applied Mathematics. Bachelor's Degree $65,604 $103,659
Accounting and Related Services. Bachelor's Degree 117 $55,124 $98,010
Computer/Information Technology Administration and Management. Bachelor's Degree 36 $45,637 $95,885
Computer and Information Sciences, General. Bachelor's Degree 136 $49,759 $80,285
Business Administration, Management and Operations. Bachelor's Degree 304 $48,605 $76,633
Mathematics. Bachelor's Degree 45 $45,744 $71,211
Chemistry. Bachelor's Degree 36 $48,276 $70,124
Homeland Security. Bachelor's Degree 191 $38,472 $69,365
Public Administration and Social Service Professions, Other. Bachelor's Degree $44,758 $68,928
Mathematics and Statistics, Other. Bachelor's Degree $51,917 $68,843

Sources: IPEDS Completions (C2023_a; bachelor's-level first majors, 2-digit CIP family — share is of the top 5 only) · College Scorecard program-level outcomes (PP-FOS). Full college-vs-major comparison: /college-outcomes →

Student body & economic mobility

Who attends here — and what the campus adds.

Opportunity Insights data. It measures two things at once: how many lower-income students a college enrols, and how many of them reach the top earnings quintile later. A high rate says the college does both — it does not establish that the campus caused the earnings, because the students it admits differ from the students it doesn't. Read it as a signal about access and destination, not as proof of value added.

Top-1% access
0.8%
from top-1% households
Mobility rateThe share of ALL students who arrived from the bottom 20% of family incomes AND reached the top 20% themselves by their early 30s — access and lift in one number, and a sign the campus itself adds earnings power.
3.6%
bottom 20% → top 20% by age 32
Upward rate
43.4%
of lower-income students who reach the top 20%
Pell recipientsStudents receiving federal Pell grants, which go to lower- and middle-income families — the standard shorthand for a college's economic mix.
44%
on federal need grants — context for these numbers

Full leaderboards: /college-mobility →

Alternatives to University at Albany

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

Better merit-aid options
These similar-selectivity schools publish merit scholarships your family can plan around — your kid’s stats could unlock real scholarship dollars.
University of Alabama in Huntsville
AL · Public
39 stats-based merit scholarships
Texas Tech University
TX · Public
30 stats-based + 1 competitive scholarships
The University of Alabama
AL · Public
21 stats-based + 2 competitive scholarships
Lower full price
Similar selectivity, but a meaningfully lower full sticker price — the comparison that matters most for families who won't qualify for much need-based aid.
Abraham Baldwin Agricultural College
GA · Public
$13,956/yr full price (in-state) · $14,846 less before aid for GA residents
Indiana University-Northwest
IN · Public
$13,989/yr full price (in-state) · $14,813 less before aid for IN residents
CUNY New York City College of Technology
NY · Public
$14,110/yr full price (in-state) · $14,692 less before aid for NY residents
Safer in-state options
Same state and similar selectivity, but with a more forgiving admit rate — useful safety / match anchors.
State University of New York at Oswego
NY · Public
80% admit rate (vs 70% here)
CUNY New York City College of Technology
NY · Public
81% admit rate (vs 70% here)
SUNY College of Technology at Alfred
NY · Public
82% admit rate (vs 70% here)
More students move up here
Per Opportunity Insights, a larger share of these campuses' lower-income students reach the top earnings quintile than at University at Albany. That reflects who they admit as well as what they do, so read it as a destination signal rather than proof of value added.
CUNY City College
NY · Public
11.7% mobility rate (vs 3.6% here)
Pace University
NY · Private nonprofit
8.4% mobility rate (vs 3.6% here)
CUNY New York City College of Technology
NY · Public
8.3% mobility rate (vs 3.6% here)

Or compare any college side-by-side

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Feeder high schools

Which high schools send graduates to University at Albany?

Enrolled — from the schools' matriculation lists

9 high schools publish a numbered matriculation list — where their graduates actually enrolled, counted, in the school's own School Profile — and name University at Albany on it. Between them they printed 23 enrolled graduates. Ranked by graduates per class year enrolling at University at Albany, from each school's own published list: the number that school printed, divided by the class years its list covers. The published total and the school's own years label are shown beside every school, so a one-year list and a five-year list can sit on the same page. A list whose class years we cannot read is not divided by a guess — it is listed below with its total instead.

High school · years its list covers Enrolled per class year
Albany Academies · 2022-2026 2.8 · 14 over 5 class years
Avenues New York · CLASSES OF 2023–2026 · counted column: CLASS OF 2026 1.0 · 1 over 1 class year
Berkshire School · Class of 2021 1.0 · 1 over 1 class year
Notre Dame School of Manhattan · Class of 2025 1.0 · 1 over 1 class year
Western Reserve Academy · Class of 2026 1.0 · 1 over 1 class year
Springside Chestnut Hill Academy · 2022-2026 0.4 · 2 over 5 class years
Northwood School · Classes of 2021-2025 0.2 · 1 over 5 class years
Saddle River Day School · 2020-2024 0.2 · 1 over 5 class years
The Berkeley Carroll School · Classes of 2022-2026 0.2 · 1 over 5 class years

Admitted — from the schools' acceptance lists

2 high schools publish a numbered list of college acceptances — where their graduates were admitted, not where they enrolled — and name University at Albany on it. Between them they printed 5 admissions. Ranked by admissions per class year to University at Albany, from each school's own published acceptances list: the number that school printed, divided by the class years its list covers. Admits are counted at each college a student was admitted to, the same way the UC Reach Score counts a student admitted to three UC campuses three times — so this is a count of admissions, not of students. The published total and the school's own years label are shown beside every school, and a list whose class years we cannot read is listed below with its total rather than divided by a guess.

High school · years its list covers Admitted per class year
Staten Island Academy · College Acceptances 2026 4.0 · 4 over 1 class year
Oratory Preparatory School · Class of 2025 1.0 · 1 over 1 class year

All 11 feeder schools, ranked →

Counted from each school's own published document, linked on that school's page. A high school that is not here does not publish a numbered list we could read — that is all absence means, and it says nothing about its graduates. Where a school publishes both, the two lists are shown separately: an acceptances list is not a list of enrollments, and the two are never added together.

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At a glance

JSON · Using this page with an AI assistant

University at Albany is a public four-year college in NY. It admitted 70% of applicants (30,740 applied, 2023). Test policy: Test-optional.

Cost: about $17,167 a year on average with aid, $28,802 a year at full price for in-state students.

Median earnings ten years after entry: $67,979 a year. Payoff, meaning ten years of that pay minus four years of cost: $611,122 ahead with aid, $564,582 ahead at full price.

Highest median earnings four years after the degree, by program: Applied Mathematics ($103,659); Accounting and Related Services ($98,010); Computer/Information Technology Administration and Management ($95,885).

Economic mobility (Opportunity Insights): 8% of students came from families in the bottom fifth of income, and 43% of those reached the top fifth as adults.

Aid pledge published by the college for 2025-26: families earning under $125,000 pay no tuition (NY residents; state Excelsior program, tuition only).

High schools that publish a numbered matriculation list and name University at Albany: 9, 23 enrolled students between them — ranked by graduates per class year, most often Albany Academies (2.8 per class year, 14 over 5 class years, 2022-2026); Avenues New York (1.0 per class year, 1 over 1 class year, CLASSES OF 2023–2026, counted column "CLASS OF 2026"); Berkshire School (1.0 per class year, 1 over 1 class year, Class of 2021). Each figure is the number that school printed divided by the class years its own list covers; the totals and years are shown. These are the schools that publish such a list, not every school that sends students; full list: https://highschoolreach.com/leaderboards/feeder-schools/university-at-albany.

High schools that publish a numbered list of college acceptances naming University at Albany: 2, 5 admissions between them — ranked by admissions per class year, most often Staten Island Academy (4.0 per class year, 4 over 1 class year, College Acceptances 2026); Oratory Preparatory School (1.0 per class year, 1 over 1 class year, Class of 2025). Admits are counted at each college, so this counts admissions, not students. These are a different set of documents from the matriculation lists above and the two are never added together; full list: https://highschoolreach.com/leaderboards/feeder-schools/university-at-albany.

Machine-readable version of this page: https://highschoolreach.com/colleges/university-at-albany.json

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