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🎓 College profile

University of Massachusetts-Amherst

MA · Public · Small city · 50,424 applicants 2023

Land-grant R1 Research
58% admit rate SAT 1300–1480 $30,793/yr at $110k+ income

🧭 A parent's read

  • The major moves the money more than the admit letter. Computer Science grads from here earn about $123,519 four years out; anthropology grads about $31,186 — a 4.0× spread on the same diploma. Have the major conversation before you deposit, not after.
  • The payoff holds even at full price: roughly 5× over a decade. With no aid at all — the full in-state ~$34,549/yr — a decade of median earnings (~$71,631/yr) still runs about 5× the four-year cost. This payoff doesn't depend on qualifying for anything. (Out-of-state costs more.)
  • Built for the AI economy. About 1 in 11 degrees here is already in AI, computer science, or data fields; its AI research output ranks #57 among US universities. This campus is leaning into the shift, not waiting for it.
  • Ask the submit question deliberately. This college is test-optional — but at many such colleges, applicants who submit strong scores are admitted at meaningfully higher rates. “Optional” is a strategy decision, not a pass.

Composed from this page's data — every claim is backed by a number in the sections below.

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🎯 Parent/student verdict

Match

Solid match for academically prepared students.

✅ Best for

  • Strong academic profiles — admitted students cluster in the top test and GPA tiers (bands above)
  • Students drawn to Business, Management, & Marketing or Biological & Biomedical Sciences (the two biggest majors)
  • Research-oriented students (R1 — top tier of federal research funding)

🎯 The reality

  • Bottom-quartile academic profile if: SAT below 1300, or ACT below 29, or unweighted GPA below ~3.80 (admitted-class quartiles; GPA floor is a calibrated heuristic where CDS not yet on file)

Verdict is composed from this college's structured data (admit rate, SAT bands, net price by income, Carnegie classification, scholarship grids) using transparent rule thresholds — not a chat-bot's opinion.

🏛️ Institutional snapshot

What kind of college is this?

Carnegie classification
R1: Doctoral - Very High Research Activity
Total enrollment
23,671
20,000 and above
In-state tuitionThe published full price before any aid. Families who don't qualify for need-based aid — common above ~$110K income — pay this, minus any merit scholarships.
$17,772
sticker, before aid
Out-of-state tuition
$40,449
+$22,677 vs in-state
Admit rateThe share of applicants a college accepts. Useful context, but your student's odds depend on their own grades and scores, not the average.
57.8%
Moderately selective
SAT middle 50%The middle half of enrolled students scored in this range — a quarter scored BELOW the low end and still got in, and a quarter scored above the high end. Above the top number is a genuine strength; below the bottom isn't automatic rejection.
1300–1480
EBRW + Math composite
ACT middle 50%The middle half of enrolled students scored in this range — a quarter scored BELOW the low end and still got in, and a quarter scored above the high end. Above the top number is a genuine strength; below the bottom isn't automatic rejection.
29–33
composite
Test policyApplicants choose whether to send SAT/ACT scores. At many such colleges, students who submit strong scores are still admitted at higher rates.
Test-optional
2023
10-yr earningsMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$71,631
median, after entry

Source: federal IPEDS Admissions 2023 for scores + admit rate; federal College Scorecard (20260606 vintage) for earnings + outcomes. SAT/ACT bands are the 25th–75th percentile of enrolled submitters.

🎓 High-school GPA

4.05 avg weighted GPA, enrolled first-years

Enrolled first-years 4.05 weighted

weighted (school-reported, can exceed 4.0). Common Data Set 2025-2026 (UMass Amherst University Analytics and Institutional Research) ↗

As published by the college in its Common Data Set / admissions data (2025-26) — independently verified 2026-07-23 (source linked above). GPA basis (weighted vs. unweighted vs. 4.0-scale) varies by college and is labeled above.

📊 Outcomes & cost

What graduates actually earn, finish, and owe.

Federal College Scorecard data. Earnings are median annual income measured years after entering. Debt is for federal-aid borrowers only (cash-pay students aren't counted).

Earnings, 6 yrs after entry
$60,347
Earnings, 10 yrs after entryMedian yearly pay of former students ten years after they STARTED here — not ten years after graduating — all majors combined. The broadest single outcome number a college reports.
$71,631
4-year completionThe share of students who finish a bachelor's in four years. Nationally barely half do — and a fifth year quietly adds a full extra year of cost to the real price.
83%
Median debt (completers)The federal-loan balance of the typical graduating borrower. Families who pay cash aren't counted, so read it as "among those who borrowed."
$22,763

💰 The real cost

What families at your income actually pay

Above $110K income — where most Reach families sit — aid-receiving families average $30,793/yr at University of Massachusetts-Amherst; families who don't qualify for aid pay the full ~$34,549/yr. Lower brackets pay less — the full ladder is below. One caveat, once: every bracket figure here averages only the families in that bracket who received aid — it says nothing about whether your family will qualify.

🔎 Earning over $110K? You're above the top federal bracket — the median family headed by a 45-to-54-year-old (the prime college-parent years) earned about $134K in 2024, and the federal data lumps everyone from $110K to $1M+ into one row.

Whether you'll get need aidGrant money based on your family's finances (via FAFSA and the college's own forms), not your student's stats. at this income is entirely college-specific: a few heavily-endowed schools meet full need well past $150K, while many others give little above the brackets shown — there, merit scholarships, where offered, become the realistic lever.

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Family income $110k+ most Reach families
$30,793/yr
Family income $75-110k
$18,964/yr
Family income $48-75k
$12,932/yr
Family income $30-48k
$10,456/yr
Family income $0-30k
$10,164/yr

📈 The payoffTen years of typical earnings divided by four years of cost. A 3× means a decade of median pay covers the cost three times over — check both the full-price and with-aid versions to see which applies to you., both ways

5.2× at full price 8.0× with aid
Full price, no aidThe all-in yearly price — tuition, housing, food, books, fees — before any aid. This is the real "full price," not just the tuition line. (4 yrs, in-state)
$138,196
~$34,549/yr all-in (out-of-state runs higher)
Aid recipients pay (4 yrs)
$89,532
$22,383/yr average
10-yr earnings total
$716,310
$71,631/yr median, 10 yrs out
Years to recoup the cost
1.9 yrs
at full price (1.2 with aid), at the median earnings rate

Source: College Scorecard (NPT41–NPT45; Title IV first-time, full-time undergraduates; suppressed brackets = small cohorts; the $110K+ ceiling is a federal data limitation — the brackets haven't been refreshed since the early 2010s). Payoff multiple = (10-yr median earnings × 10) ÷ (4-yr cost); full price is the published cost of attendance, largely in-state for publics; earnings are 10 years after enrollment, all majors combined.

📚 What students study here

Most popular majors at University of Massachusetts-Amherst

Top 5 fields of study by bachelor's degrees awarded (most recent IPEDS Completions). Use this to see what University of Massachusetts-Amherst actually graduates — not just what it markets.

1. Business, Management, & Marketing
1,076 degrees · 30.0%
Broad set of corporate roles. Finance + consulting pay top, accounting + HR pay middle, sales spread is wide.
2. Biological & Biomedical Sciences
771 degrees · 21.5%
Many bio majors → med school / grad school. Direct-employment bio roles are lower-paid than that pipeline.
3. Social Sciences
678 degrees · 18.9%
Economics + poli sci sub-disciplines pay much more than sociology + anthropology.
4. Psychology
533 degrees · 14.9%
Most undergrad psych grads go into non-clinical roles. Clinical/counseling psych requires a master's or doctoral.
5. Computer & Information Sciences
524 degrees · 14.6%
High-paying tech roles dominate. Median software roles cluster in the $90k-$130k range.

💼 What those majors earn here

Median earnings 4 years after entry, by major — University of Massachusetts-Amherst's own graduates, not national averages.

Major (CIP) Credential Cohort 1-yr earnings 4-yr earnings
Computer Science. Bachelor's Degree 391 $88,554 $123,519
Computer Engineering. Bachelor's Degree 57 $89,327 $113,083
Electrical, Electronics, and Communications Engineering. Bachelor's Degree 47 $79,414 $101,091
Accounting and Related Services. Bachelor's Degree 137 $67,574 $100,516
Chemical Engineering. Bachelor's Degree 60 $72,514 $97,990
Industrial Engineering. Bachelor's Degree 30 $70,554 $97,791
Mechanical Engineering. Bachelor's Degree 147 $73,972 $96,999
Finance and Financial Management Services. Bachelor's Degree 289 $68,920 $96,995
Architectural Sciences and Technology. Bachelor's Degree 94 $64,939 $93,156
Business Administration, Management and Operations. Bachelor's Degree 294 $64,138 $92,623

Sources: IPEDS Completions (C2023_a; bachelor's-level first majors, 2-digit CIP family — share is of the top 5 only) · College Scorecard program-level outcomes (PP-FOS). Full college-vs-major comparison: /college-outcomes →

Alternatives to University of Massachusetts-Amherst

Matched not just by selectivity, but by strategic goal — what a family actually decides on.

🏆 Better merit-aid options
These similar-selectivity schools publish merit scholarships your family can plan around — your kid’s stats could unlock real scholarship dollars.
University of Alabama in Huntsville
AL · Public
39 stats-based merit scholarships
The University of Alabama
AL · Public
21 stats-based + 2 competitive scholarships
Mississippi State University
MS · Public
18 stats-based + 1 competitive scholarships
💰 Lower full price
Similar selectivity, but a meaningfully lower full sticker price — the comparison that matters most for families who won't qualify for much need-based aid.
United States Merchant Marine Academy
NY · Public
$9,168/yr full price (in-state) · $25,381 less before aid
CUNY Hunter College
NY · Public
$13,905/yr full price (in-state) · $20,644 less before aid
CUNY Brooklyn College
NY · Public
$14,151/yr full price (in-state) · $20,398 less before aid
🛡️ Safer in-state options
Same state and similar selectivity, but with a more forgiving admit rate — useful safety / match anchors.
University of Massachusetts-Lowell
MA · Public
85% admit rate (vs 58% here)

⚖️ Or compare any college side-by-side

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